Every claim, accounted for.
Zoho Expense carries the receipt from the phone to the ledger — captured, checked against policy, approved, and reimbursed — without the envelope, the spreadsheet, or the month-end chase.
Try Zoho Expense
Start with the platform — the implementation comes after.
Start a free trial →Have it implemented properly
Deployed by a Zoho Advanced Partner, to the standard the work deserves.
Talk to us →What retiring the claim form changes.
- Receipts photographed once, read by OCR in 38+ languages, and itemised into the claim on their own.
- Policies that check the claim before the approver sees it — limits, categories, and per diems held by the system, not by memory.
- Approvals that move along a defined path and leave a record of who agreed to what.
- Corporate cards reconciled from live Visa and Mastercard feeds, so the statement and the claims agree.
- Reimbursement straight to the bank, and the entry straight into Zoho Books.
From the receipt to the ledger, one path.
Receipts
Photograph it. The claim writes itself, line by line.
Corporate cards
Card feeds matched to claims, not chased after the statement.
Approvals
A defined path, and a record of who agreed.
Insight
Where the money went, before the month closes.
Priced per person, from free.
Zoho's Malaysian pricing for Expense, per user per month, as published. The licence is the smaller number. The policies, the approval paths, and the link into your accounts are the part we quote.
Free
For a small team that wants the shoebox gone.
Free for as long as you stay on it.
- Receipt capture with AI-powered OCR
- Expense reports and tracking
- Mileage by GPS
- Accounting integrations
- Multi-currency expenses; customer and project tracking
- 5 GB receipt storage
Standard
For the growing business managing spend end to end.
Billed yearly · RM10 when billed monthly.
- Everything in Free
- Itemised OCR in 38+ languages
- Corporate cards with live Visa and Mastercard feeds
- Multiple expense policies; custom roles and delegation
- Cash advances; direct bank reimbursements
- WhatsApp and Slack integration; single sign-on
- Zia AI reporting, approval, audit, and insights
Premium
For the business whose travel and expenses run as one process.
Billed yearly · RM16 when billed monthly.
- Everything in Standard
- Employee self-booking for flights and hotels
- Built-in travel desk; automated per diems
- Live mileage and live budget tracking
- Advanced approvals and policy customisation
- Multi-entity, multi-country expense management
Custom
For the enterprise running expenses across entities and borders.
Priced by Zoho to the deployment.
- Everything in Premium
- Dedicated account manager; priority global support
- Personalised implementation, onboarding, and training
- Custom ERP and HRMS integrations; SFTP exports
- Single sign-on with AD, Okta, and JumpCloud
- IP whitelisting for admin accounts
Zoho's published prices for Malaysia, read 18 September 2026; Zoho may revise them. SST is charged on top. Travel booking and premium support are add-ons Zoho prices separately. Implementation, when you want it done properly, is quoted separately by us.
Where it sits.
Zoho Expense is for the business where claims arrive as photos on WhatsApp and get paid from memory — where the cost is not the coffee, but the hours spent reconstructing it. It runs on its own, for a team of three or three hundred.
It is also part of the back office we build. Inside Zoho Finance Plus it shares a ledger with Zoho Books, so a reimbursed claim is already an accounting entry; inside Zoho One it arrives with everything else.
The software is the licence. The system is the work.
Zoho builds the platform. We build what your business runs on it — diagnosed, architected, implemented, and held, by the team a Zoho Advanced Partner badge answers for. How we work → Ongoing support →
Tell us what needs to run on it.
We'll say plainly whether Zoho Expense is the right fit — and what it will take to hold.